UK mortgage tools · No obligation
Self-employed, first-time buyer, remortgaging or worried about bad credit? Tell us your circumstances and we’ll connect you with a UK mortgage adviser partner for a no-obligation callback.
UK-based advisers · One adviser per enquiry · No obligation
Your home may be repossessed if you do not keep up repayments on your mortgage.
Estimate your monthly mortgage repayment.
Estimate only. Excludes lender fees, broker fees, valuation, insurance, and rate changes.
Use your estimate to start an adviser enquiry.
Get a personalised quoteNo credit check. No obligation.
Whole-of-market broker partners — access to 90+ UK lenders, including
Borrower case studies
These anonymised examples show common ways borrowers use the calculators and guides. They are not mortgage advice, approval outcomes, rate promises or savings claims.
Indicative takeaway Prepared questions for a more focused adviser conversation.
Indicative takeaway Compared the main trade-offs before deciding on an enquiry.
Indicative takeaway Identified common document and income questions to prepare.
Indicative takeaway Narrowed the discussion to cautious budget ranges.
Indicative takeaway Organised the key figures before discussing lender criteria.
We introduce you to mortgage advisers and broker partners who are authorised and regulated.
Your enquiry goes to a single adviser partner. We never sell your details on.
A callback costs you nothing and there is no obligation to proceed.
Adviser partners can search across more than 90 UK lenders for your situation.
Prepare a repayment estimate to discuss with an adviser partner.
Calculate repayments →Create a cautious borrowing range before an adviser reviews your income and commitments.
Estimate borrowing →Compare your current payment with an estimated new payment before a remortgage callback.
Check remortgage options →Model rental yield and cash flow before raising buy-to-let questions with an adviser.
Calculate rental yield →See how overpayments could shorten your term and save interest.
Estimate overpayment savings →Borrowing estimate for sole traders, contractors and Ltd directors.
Speak to a broker →Estimate SDLT for England and NI, including first-time buyer relief and additional-property surcharge.
Calculate Stamp Duty →Mortgage options can depend on your income, deposit, credit history, property type, and whether you are buying, remortgaging, or investing.
Deposit, affordability, schemes and documents explained.
When your fixed deal ends, how to compare, and what to consider.
Sole trader, contractor and Ltd director income assessments.
Landlord lending criteria, rental cover, and SPV options.
Defaults, CCJs, IVAs and how specialist lenders assess applications.
Day-rate income, gross annualised contracts, and lender approach.
Salary + dividends, retained profit, and how lenders interpret income.
Lending into retirement, RIO and later-life mortgage options.
Parents or family can boost your borrowing without going on the deeds.
Buy 25–75% of a property, pay rent on the rest, staircase over time.
What's still available in 2025: LISA, Shared Ownership, First Homes, Mortgage Guarantee.
Not sure which applies to you? Talk it through with an adviser.
Request a callback →A clear, calm path from your first question to a conversation with a mortgage adviser.
Start with an estimate so you understand the numbers before submitting details.
Learn what lenders may look at for your situation.
Complete a short enquiry if you want to speak with a mortgage adviser or broker partner.
Request a callbackA broker or adviser partner may contact you to explain what could be available based on your circumstances.
Use our calculators and get a useful estimate before you share any details — no form walls.
No “guaranteed approval” claims. We tell you straight that lenders decide based on your circumstances.
If you ask for a callback, we introduce you to a mortgage adviser or broker partner — and we say so up-front.
We don’t invent lender rate tables. Your actual rates come from a regulated adviser quote built around you.
Jargon-free pages that help you take a confident next step.
GBP, UK lender practice and UK affordability rules — not blended global content.
These related sites provide general mortgage information and calculators for different research needs. They do not replace advice based on your circumstances.
Tell us a little about your situation and a mortgage adviser or broker partner will be in touch. No obligation.
Request a callbackYour home may be repossessed if you do not keep up repayments on your mortgage.
Mortgages Finder focuses on matching your circumstances with a UK mortgage adviser partner. Calculator results and guides are starting points only; any product discussion depends on your full circumstances and lender criteria.