Our lender panel

How lender access works

If you request a callback, we may introduce you to one mortgage adviser or broker partner. That firm should explain whether it searches a broad panel, a whole-of-market panel, or a more limited lender panel before giving advice.

Lender access can vary by adviser firm, mortgage type, loan-to-value, property, applicant circumstances and whether a lender offers products through brokers, direct to customers, or both.

Lenders people often ask about

Borrowers often ask about well-known UK lenders such as:

• Halifax
• Nationwide
• HSBC
• Santander
• Barclays
• NatWest
• Lloyds Bank
• Coventry Building Society
• Skipton Building Society
• Virgin Money

These names are examples only. They are not a promise that a specific lender, product, rate or application route will be available to you.

What to check with an adviser

• Which lenders are included in their panel and whether any lenders are excluded.
• Whether they can discuss direct-only products or only broker-accessible products.
• What fees they charge and whether they receive commission from a lender.
• How your income, deposit, credit history and property type affect lender choice.

Important limits

We do not maintain a live lender product table on this page. Mortgage rates, fees, criteria and availability change frequently. Any product discussion should be based on your circumstances and current lender criteria.

Read how we compare for a broader view of direct lenders, advisers and comparison websites.

Your home may be repossessed if you do not keep up repayments on your mortgage.